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Most people perform a quick mental stress test before sitting on a piece of furniture: “Is this going to hold me?” With two legs, the answer is an obvious no. With four, stability is guaranteed. Income portfolios work the same way. If your investment strategy is balancing on just one or two asset classes, you're constantly bracing for a fall. Adding …

Commercial real estate and instant gratification do not belong in the same sentence. If you want fast results, order fast food. If you want generational wealth, pack your patience.